Auto Insurance

Auto Insurance  

Overview

At last, with a Group Home and Auto Insurance Program you can:

  • Enjoy employee discounts that are probably lower than anything you can find on your own
  • Get your best quote quickly… effortlessly… confidently
  • Enjoy the benefits of one of Canada’s leading insurance companies

 

And best of all… If you get a better deal than what you’re spending now…

 

You can switch with one FREE phone call and start saving immediately! No waiting until your current coverage expires.*

 

In minutes, you can discover how much you can save.

 

*Although your current insurer may charge a small mid‐term cancellation fee, if the savings are greater than any cancellation penalties, you can switch right away. With the help of a licensed insurance broker from Marsh Canada, just agree on a date to start your new coverage and then notify your current insurer when you wish to switch coverage.

Tell Me More

What are my advantages for buying auto insurance here?
A Group Home and Auto Insurance Program is a special benefit for employees. With this program you are eligible for the following advantages:

  • Special employee discounts1 that are typically not available to the general public
  • Additional discounts, based on the way you drive 
  • The comfort of being able to talk with Marsh Canada's licensed insurance brokers, who can answer all your questions 
  • The confidence of being protected by one of Canada's leading insurers - Economical Select2
  • The convenience of being able to switch your insurance company right over the phone - even if your current policy hasn't expired3
  • The satisfaction of knowing that if you switch or not, you're getting a great deal at great rates


Note: Every driver is different. Coverages, discounts and billing options are subject to provincial availability, individual qualifications and/or the insuring company’s underwriting guidelines.  Automobile insurance is not available in provinces where government automobile plans exist.

How easily can I get a quote?
As easily as picking up a phone or clicking your mouse. You can:

  • Make a FREE phone call to speak with Marsh Canada’s licensed insurance brokers. If the quote you get is better than what you’re paying now, you can switch right over the phone.

 Or …

  • Policy not renewing at this time? Let us call you. Submit your policy expiry dates online and a licensed insurance broker from Marsh Canada will call you 30 days prior to the expiry of your policy to provide you with a quote.  


When would my new policy begin?
Almost immediately, if you like! If you are accepted for coverage, your auto insurance can start the day after you apply for the coverage over the phone. If you want to receive proof of your new coverage sooner rather than later, you can get temporary insurance cards by fax. Your permanent cards will be mailed to you.

 

DISCLAIMERS:

1The employee discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts, and billing options are subject to provincial availability, individual qualification, and/or the insuring company’s underwriting guidelines.

2
Economical Select® is a member of Economical Insurance, one of Canada’s leading property and casualty insurers.  Economical Select® specializes in providing group home and auto Insurance programs to employer groups and associations across the country.  Economical Select® is underwritten by Waterloo Insurance Company.

3
Although your current insurer may charge a small mid-term cancellation fee, if the savings are greater than any cancellation penalties, you can switch right away.  With the help of a licensed insurance broker from Marsh Canada, just agree on a date to start your new coverage and then notify your current insurer when you wish to switch coverage.

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • How do I get a quote?

    Getting a free, no-obligation quote is easy. You can:

    • Call our service centre to work with Marsh Canada’s licensed insurance brokers over the phone.
    • Submit your policy expiry dates online and a licensed insurance broker from Marsh Canada will contact you 30 days prior to the expiry of your policy to provide you with a quote.
  • Why should I buy my auto insurance here?

    The auto insurance provided through the Group Home and Auto Insurance Program is offered as part of your Voluntary Benefits Program. For this reason, there are several advantages to this program:

    • Special employee discounts* can save you money.
    • Convenient monthly payment plans with no service fees.
    • Additional discounts based on your individual risk characteristics.


    This program provides a wide range of coverage at preferred group discounted rates not available to the general public. Because auto insurance is based on several factors including the province you live in, your driving history, your vehicle, who's insured and many other factors, this insurance may not give you the lowest rate, but don't you owe it to yourself and your hard-earned money to find out?

    *Employee discounts are not available from all carriers and are only available to those who qualify.

    Note: Coverages, discounts and billing options are subject to provincial availability, individual qualifications and/or the insuring company's underwriting guidelines. Automobile insurance is not available in provinces where government automobile plans exist.

  • Can I be turned down?

    Auto insurance through this program may not be the best for everyone. Therefore it is not a guaranteed coverage and you may not qualify based on provincial regulations, driving record, types of coverage you need, the people who need to be insured and applicable underwriting guidelines.

  • When would coverage begin?

    In most cases your auto insurance can start the day after you apply for coverage over the phone. It can also begin at a later date designated by you. It’s up to you. Just speak with a licensed insurance broker from Marsh Canada to decide when you want your coverage to begin.

    If you want your new coverage or a change in coverage to take place sooner rather than later, we can fax you temporary insurance cards. Your permanent cards will be mailed directly to you.

  • What happens to my auto insurance if I leave my current employer?

    When you leave or retire from current employer, you can continue your auto coverage without interruption, subject to applicable laws, underwriting guidelines, policy terms and conditions. However, the group discount may be removed on your next renewal.

  • What do I do if I have a claim?

    Call the toll-free number listed in the Contacts section of this website to speak to a licensed insurance broker. Always call as soon as possible, regardless of who is at fault. Find out whether you're covered for this loss. Even if the accident appears minor, it is important that you contact your insurance broker.

    For after-hours Emergency Claims Service, please call the insurance company (Economical Select) at one of the toll-free numbers listed below:

  • How do I change my policy?

    Changing your policy is as easy as a phone call to one of Marsh Canada’s licensed insurance brokers. Call the toll-free number listed in the Contacts section of this website.

Contact Us

 Address
Marsh Canada Limited
Private Client Services Practice
1100 – 55 King Street West
Kitchener, Ontario N2G 4W1
 Phone
1-877-476-6727
 Hours
M-F 8a-7p ET
 Email
my.policy@marsh.com
Marsh's Role & Compensation

Details of Marsh's disclosure of the compensation.